Palm Coast Property Tax Records Search

Palm Coast property tax records are maintained by Flagler County. As the county seat and largest city in Flagler County, Palm Coast is served by the Flagler County Property Appraiser and Tax Collector, both of which are based in Bunnell. All property assessments, exemption filings, and tax payments for Palm Coast parcels go through these county offices.

Flagler County Tax Administration for Palm Coast

Palm Coast is the seat of Flagler County and accounts for the majority of parcels in the county. Property tax administration flows entirely through county offices. The Flagler County Property Appraiser values all parcels. The Flagler County Tax Collector bills and collects payments. The city itself does not run a separate assessment or collection operation.

Flagler County is smaller than many Florida counties, and the property tax offices reflect that size. The appraiser's office in Bunnell serves the entire county with a more accessible operation than you find in large urban counties. Residents of Palm Coast can often get faster service and more personal attention here than they would in a major metro county system.

Palm Coast has grown significantly over the past few decades. It was built largely as a planned community and has a grid of residential streets covering a wide area. The property mix is mostly single-family residential, with some commercial nodes along US 1 and Palm Coast Parkway. The appraiser's office tracks all of this and uses recent sales data from within Palm Coast to set values for residential parcels.

The Florida Department of Revenue provides oversight and sets the standards that Flagler County must follow. Their statewide guidance is at the DOR Property Tax Oversight page. For county-level details on Flagler property tax policy, see the Flagler County property tax records page.

Flagler County Property Appraiser

The Flagler County Property Appraiser mailing address is P.O. Box 876, Bunnell, FL 32110. The phone number is (386) 313-4160. The office is open on weekdays. For Palm Coast property owners, this is the right office for questions about your assessed value, your TRIM notice, exemption applications, and how to appeal a value. The physical office is in Bunnell, which is a short drive from most Palm Coast neighborhoods.

The appraiser sets values for all Flagler County parcels as of January 1 each year. For Palm Coast, this means the single-family homes in the Palm Coast community, vacant lots, and commercial properties along the city's main corridors. Mass appraisal methods use recent sales data, property characteristics, and Department of Revenue guidelines. The appraiser does not inspect every property every year - instead, values are derived from comparable sales and statistical analysis.

The Flagler County Property Appraiser website at flaglerpa.com has the official parcel search tool. Enter a Palm Coast address or parcel ID to get the current record. The site shows assessed value, just value, taxable value, exemptions on file, and sales history. It is free to use and does not require an account or registration.

Palm Coast has a lot of platted lots that were sold decades ago and have never been built on. These vacant lots are common in the Palm Coast grid and carry their own assessments. If you own a vacant lot in Palm Coast, look it up on the appraiser's site to check the current value and confirm you have not accumulated tax certificates from non-payment in prior years.

The appraiser's office also handles agricultural classification applications. Some larger parcels on the edges of Palm Coast may qualify for agricultural use classification, which sets value based on use rather than market value. This can significantly lower the tax bill for qualifying land. The application deadline is March 1.

The DOR site sets the standards that the Flagler County Property Appraiser follows for all Palm Coast parcels.

Flagler County Tax Collector

The Flagler County Tax Collector is in Bunnell, FL. The phone number is (386) 313-4160. This office handles billing and collection for all Flagler County property taxes, including every parcel in Palm Coast. Bills go out in November. The collector generates those bills from the certified tax roll provided by the appraiser, applies the millage rates set by the county commission, school board, and city, and sends them to each property owner of record.

Palm Coast property owners receive bills that show the city of Palm Coast millage rate as a separate line item, along with the county and school rates. These are combined into a single bill. The collector processes all payments and handles delinquent accounts when taxes go unpaid.

Florida's discount schedule applies here. Pay in November for 4% off. December earns 3% off, January 2%, February 1%. After March 31, taxes are delinquent under Chapter 197, Florida Statutes. The collector adds fees and interest. A tax certificate sale follows, and investors can acquire certificates on delinquent accounts. After two years, those certificates can lead to a tax deed process that puts the property at risk.

Payment options include online, mail, and in-person at the Bunnell office. The installment plan is available - sign up by April 30 to split your annual bill into four quarterly payments. This is helpful for Palm Coast homeowners on fixed incomes or those who want to avoid the full year-end payment.

How to Search Palm Coast Property Tax Records

Start at flaglerpa.com. The parcel search tool lets you look up any Palm Coast property by address, owner name, or parcel ID. The record shows current values, prior-year values, exemptions, building data, and sales history. This is the official source for Palm Coast assessment data and the right starting point for any property research.

For billing data - what is owed, what was paid, whether any certificates exist - use the Flagler County Tax Collector's portal. These two databases together give you a complete view of any Palm Coast parcel's status. Both are free to use and publicly accessible.

Records are public under Chapter 119, Florida Statutes. No ID, no account, no reason required. Some fields on exemption applications are protected - personal financial data and Social Security numbers - but ownership, values, and tax history are fully open. For bulk data or certified copies, contact the Flagler County Property Appraiser in Bunnell directly.

Palm Coast has a large number of vacant lots throughout its residential grid. Many of these are owned by people who live out of state and may not track their Florida tax obligations closely. If you own a Palm Coast lot and have not checked on it in a while, search it on the appraiser's site to verify the value and then check the collector's portal for any unpaid bills or existing certificates.

Property Tax Exemptions for Palm Coast Residents

Florida exemptions apply fully to qualifying Palm Coast properties. The homestead exemption cuts up to $50,000 from assessed value for a primary residence. The first $25,000 applies to all taxing authorities. The second $25,000 covers the value between $50,000 and $75,000 and applies to all but the school board levy. File with the Flagler County Property Appraiser by March 1.

Homestead activates the Save Our Homes cap. Under Chapter 193, Florida Statutes, the cap limits annual increases in assessed value to 3% or inflation, whichever is lower. Palm Coast has seen real price growth in recent years. Long-time homestead holders may have an assessed value well below just value, which reduces their taxable base and saves money on the annual bill.

Other exemptions available in Flagler County include: senior low-income exemption for residents 65 and over, total disability exemptions, veteran and combat-disability exemptions, and a widower exemption. All applications go to the Flagler County Property Appraiser in Bunnell. Statutory details are in Chapter 196, Florida Statutes.

Business owners with tangible personal property should file a TPP return with the appraiser by April 1. The first $25,000 of TPP value is exempt. File on time. Missing the deadline means losing the exemption and facing a possible penalty assessment on the full TPP value.

Value Adjustment Board Appeals

If you believe your assessed value is wrong, you can file a petition with the Flagler County Value Adjustment Board. The filing window is 25 days from the mailing of your TRIM notice, which comes out in late summer. The VAB is independent of the appraiser and includes county commission members, school board members, and citizen appointees. Hearings are conducted by special magistrates. The process is governed by Chapter 194, Florida Statutes.

To win, you need to show the appraiser's value is wrong. Bring comparable sales from similar Palm Coast properties, photos of any defects or damage, and an independent appraisal if you have one. You carry the burden of proof. If the VAB does not rule in your favor, circuit court is the next option. Pay at least the undisputed portion of your tax bill while the appeal is open to avoid penalties.

Public Records Access

All Flagler County property tax records are public under Chapter 119, Florida Statutes. Anyone can access them. The online portals handle most requests at no cost. For records not online - older data, certified copies, bulk extractions - submit a written request to the Flagler County Property Appraiser in Bunnell. The office must respond in a reasonable time. Fees may apply for large requests but are limited by state law.

The DOR public records page covers state-level data available beyond what Flagler County offices maintain.

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