Palm Bay Property Tax Records

Palm Bay property tax records are maintained by the Brevard County Property Appraiser and Tax Collector, both based in Titusville. As the largest city in Brevard County, Palm Bay has a large residential property base, and all parcel data, assessed values, exemption records, and tax bills are public documents you can access at no cost online or in person.

Brevard County Property Appraiser

The Brevard County Property Appraiser's office is at 400 South Street, 6th Floor, Titusville, FL 32780. The phone number is (321) 264-6700, and the fax is (321) 264-6995. This office handles all property assessment for Palm Bay parcels, along with every other property in Brevard County. The appraiser values land, buildings, and improvements as of January 1 each year. That value drives your annual tax bill.

The appraiser does not collect taxes. That job belongs to the Tax Collector. The appraiser's role is to set values, apply exemptions, and maintain the official property roll. The roll lists every parcel with its legal description, owner of record, assessed value, taxable value, and exemption status. Updates happen throughout the year as sales close, permits are issued, and ownership changes are recorded.

Palm Bay has a large number of residential lots, many of them in platted subdivisions developed over decades. The appraiser tracks each one. You can search the Brevard County Property Appraiser website by address, owner name, or parcel ID. The site shows current assessed values, prior-year comparisons, building data, and sales history. It also lets you verify exemption status for any parcel.

The Florida Department of Revenue sets the standards that guide how county appraisers work. You can learn more about statewide oversight at the DOR Property Tax Oversight page. Assessment rules are also covered in the Florida Statutes under Chapter 193.

The DOR site covers valuation rules, exemption programs, and links to county offices statewide.

Tax Collection for Palm Bay Properties

The Brevard County Tax Collector is located at 400 South Street in Titusville, FL 32780. You can reach the office at (321) 264-6935. The Brevard County Tax Collector website lets you pay bills online, check amounts due, and review payment history for any Palm Bay parcel.

Tax bills go out in November each year. The bill amount is based on the taxable value set by the appraiser, multiplied by the millage rates adopted by various local governments. For Palm Bay properties, taxing authorities include Brevard County, the school board, the City of Palm Bay, and special districts. Each one sets its own millage rate, and they all appear as separate line items on the bill.

Florida law gives you a discount for early payment. Pay in November and you save 4%. December earns 3% off, January 2%, and February 1%. After March 31, taxes become delinquent. Late taxes are subject to penalties and interest under Chapter 197, Florida Statutes. The collector then holds a tax certificate sale where investors can pay the delinquent amount in exchange for a lien on the property.

You can pay online at the Brevard County Tax Collector site or mail a check to the Titusville office. Branch offices may be available in other parts of the county. The collector also offers an installment plan for property owners who prefer to spread payments over four quarters during the year. Sign-up for installments typically opens in the spring.

How to Search Palm Bay Property Tax Records

Start your search at the Brevard County Property Appraiser site. You can look up any Palm Bay parcel by street address, owner name, or parcel identification number. The result page shows the current assessed value, just value, taxable value, exemptions on file, land size, building details, and recent sales. These are the core records that make up the official property roll for the city.

If you need billing information, use the Brevard County Tax Collector's site. Enter the parcel ID or property address to find out what is owed, whether taxes are current, and the history of past payments. These two databases together give a full picture of any Palm Bay property.

The Florida Department of Revenue also runs a statewide property tax data portal with downloadable data files. This is more useful for bulk research than for looking up a single parcel.

All of these records are public under Chapter 119, Florida Statutes. You do not need to give a reason or show ID to access them. The only data that stays private is personal identifiers on exemption applications, like Social Security numbers. Core property data is open to everyone.

This directory is useful when you need contact details for any county office, including Brevard.

Property Tax Exemptions for Palm Bay Homeowners

Florida's homestead exemption is the biggest tax break most Palm Bay owners get. It removes up to $50,000 from the assessed value of a primary residence. The first $25,000 applies against all taxing authorities. The second $25,000 covers assessed value between $50,000 and $75,000, but it does not apply to school taxes. The result is a meaningful reduction in the annual bill for full-time residents.

Homestead status also triggers the Save Our Homes cap. Under Chapter 193, Florida Statutes, once you have homestead, your assessed value can only rise by 3% per year or the rate of inflation, whichever is lower. In a fast-growing market like Palm Bay, that cap can save you thousands over time by keeping your taxable value well below the actual market value.

Other exemptions available in Brevard County include the senior low-income exemption, disability exemptions, veteran exemptions, and surviving spouse exemptions. Each has separate rules. All applications go to the Brevard County Property Appraiser. The deadline for homestead and most other exemptions is March 1. Miss that date and you wait until next year. Exemption law is covered in Chapter 196, Florida Statutes.

If you own a business in Palm Bay, tangible personal property used in the business is also subject to tax. The first $25,000 in value is exempt if you file a TPP return with the appraiser by April 1. This filing is separate from your real property records.

Appealing a Palm Bay Property Assessment

Each summer, Brevard County property owners get a TRIM notice. This is the Truth in Millage notice, and it shows your proposed assessed value plus an estimate of what your tax bill will be. You have 25 days from the mailing date to file a petition with the Value Adjustment Board if you think the value is wrong.

The Brevard County VAB is an independent board that hears disputes between property owners and the appraiser. After you file, you get a hearing in front of a special magistrate. The magistrate reviews both sides, then makes a recommendation to the board. The board votes on whether to accept the recommendation. VAB appeals are set out in Chapter 194, Florida Statutes.

To win an appeal, you need evidence. Bring comparable sales from similar properties sold around the same time. Show any condition issues that affect value. An independent appraisal is strong evidence. The burden is on you to prove the county's number is off. Most successful appeals involve concrete data, not just a feeling that the value seems high.

If you lose at the VAB level, you can still sue in circuit court. Most owners do not go that far. The VAB filing fee is modest, and you do not need a lawyer to file. Pay the undisputed portion of your tax bill while the appeal is pending to avoid extra penalties.

Florida Statutes Governing Property Tax Records

Several chapters of the Florida Statutes directly affect Palm Bay property tax records. Chapter 119 is the public records law. It gives everyone the right to access government records, including property tax data, without a reason or special credentials. This law is why the appraiser and tax collector sites are open to the public at no cost.

Chapter 193 covers property assessment and the Save Our Homes cap. Chapter 196 covers exemptions. Chapter 197 covers tax collection, delinquency, and the certificate sale process. Together, these chapters create the legal framework for everything that happens between assessment day on January 1 and the final payment deadline on March 31.

Understanding where these rules come from can help when you need to challenge a value, claim an exemption, or figure out what happens if a bill goes unpaid. The statutes are publicly available on the Florida Legislature's site. All the links above go directly to the relevant chapters.

County Records Office

Palm Bay property tax records are administered entirely at the county level. The city does not maintain its own property records or assessment office. All questions about assessed value, exemptions, and tax bills go to the Brevard County offices in Titusville. See the Brevard County property tax records page for complete details on office locations, hours, and contact information.

The Brevard County Property Appraiser also serves every other city and unincorporated area in the county. That includes Melbourne, Cocoa, Titusville, and many smaller communities. The same search tools that work for Palm Bay parcels work for any Brevard County property. Use the parcel ID when you can, since it is the fastest way to pull up an exact record.

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